Pass on Dec 2. 92 of 130.

Overall progress

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Where the 130 questions come from

The plan starts with Laws and Ethics: 39 questions, mostly memorization, and the fastest way to pick up points on a retake. Then it moves to client strategies, the other 39.

Your section scores

After tomorrow's diagnostic exam, open its results in QBank and enter your % for each of the 4 sections. Update these after each full practice exam. Your weakest section gets the extra review days in Week 6.

Score log

Practice exam trend

Dashed line = 70.8% pass mark. Solid line = 80% goal. You want three full exams in a row above 80% before Dec 2.

Error log

Log every QBank miss and every lucky guess. Reading the explanation is only half the work. Writing why you missed it is what keeps you from missing it again.

What to do beyond the QBank

1. Let the baseline find your weak spots. Your old score report is gone, so the Oct 21 baseline test takes its place. After a couple of months off, expect it to come in low. It's a starting line, not a prediction. Enter its section scores on the Today tab. That tells you where your 27 missing points are.
2. Read the manual, then do questions. QBank explanations teach one fact at a time. The manual connects them. Read the lesson first, then do 30–50 QBank questions on just that unit.
3. Keep an error log. Most retakers miss for the same 3–4 reasons over and over. Log the reason, not just the topic. If "misread the question" shows up a lot, you need test strategy more than content.
4. Take full 130-question timed exams. Five are on the plan. Three hours is a long time. Build the stamina and pacing before test day, not on it.
5. Hold yourself to 80%. Practice exams are usually harder to pass than the real thing feels, but if you're under 75% on Nov 22, look at moving your date. Check Prometric's reschedule deadline so you don't lose your fee.
6. Explain it out loud. Teach one rule a day to someone (or record a voice memo), in plain words. If you can't explain it simply, you don't know it yet. You already teach for a living, so use that.
7. Use Kaplan's extras. Look in your Kaplan dashboard for video lectures, flashcards, and the final exams/"Exam Readiness" score. Use the video for any unit you scored lowest on.
8. Don't repeat questions you remember. If you recognize the answer, that's memory, not knowledge. Use "new questions only" and "incorrect only" filters.

Test-taking rules

1. Read the last sentence first. Know what they're asking before you read the story.
2. Circle EXCEPT, NOT, MOST, LEAST, FIRST. One missed "not" costs you an easy point.
3. Watch who the question is about: IA, IAR, BD, or agent. The rules are different for each.
4. State law vs. federal law: if the question says "Administrator" or "Uniform Securities Act," answer under state law.
5. Down to two? Pick the one that protects the client most. The exam rewards fiduciary thinking.
6. Don't change an answer unless you find a fact you missed. Gut changes usually go wrong.
7. Pace: about 80 seconds per question. Mark and move on after 2 minutes. Answer every one; there's no guessing penalty.
8. 10 of the questions are unscored. A weird question might not count, so don't let it rattle you.

The last 48 hours

1. Dec 1: Must-know sheet + error log only. Stop by early evening.
2. Sleep 7+ hours. A tired brain misreads questions.
3. Bring two forms of ID that match your registration exactly. Arrive 30 minutes early.
4. Use the scratch paper the center gives you: write formulas down in the first minute.